Privacy Policy
Principle Financial Planning Limited
Website: principlefp.co.uk
Effective Date: 11th June 2024
1. Introduction
Principle Financial Planning Limited (“we”, “our”, “us”) is committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, principlefp.co.uk (“Website”), and engage with our services.
2. Information We Collect
We may collect and process the following data about you:
Personal Identification Information:
- Name
- Address
- Email address
- Phone number
- Date of birth
Financial Information:
- Income details
- Financial goals
- Investment preferences
- Pension details
Technical Data:
- IP address
- Browser type and version
- Time zone setting
- Browser plug-in types and versions
- Operating system and platform
3. How We Use Your Information
We use the information we collect in the following ways:
To Provide Our Services:
- To offer financial advice tailored to your individual circumstances.
- To manage our client relationship, including processing your transactions and requests.
To Improve Our Website and Services:
- To administer and enhance our Website and services.
- To monitor and analyse usage and activities on our Website for market research.
To Communicate with You:
- To send you updates, newsletters, and marketing materials that may be of interest to you.
- To respond to your inquiries and provide customer support.
4. Legal Basis for Processing
We process your personal data based on the following legal grounds:
- Consent: Where you have given us explicit consent to process your personal information.
- Contract: Where processing is necessary for the performance of a contract with you.
- Legal Obligation: Where processing is necessary for compliance with a legal obligation.
- Legitimate Interests: Where processing is necessary for our legitimate interests, provided your interests and fundamental rights do not override those interests.
5. Data Sharing and Disclosure
We may share your personal data with:
- Service Providers: Trusted third-party service providers who perform functions on our behalf.
- Professional Advisors: Accountants, auditors, lawyers, and other professional advisors.
- Regulatory Authorities: Government agencies, regulators, and other authorities if required by law.
6. Data Security
We implement appropriate technical and organisational measures to ensure a level of security appropriate to the risk of processing your personal data. This includes measures to protect against unauthorised access, unlawful processing, accidental loss, destruction, and damage.
7. Data Retention
We retain your personal data only for as long as necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.
8. Your Data Protection Rights
Under data protection law, you have the following rights:
- Right to Access: You have the right to request copies of your personal data.
- Right to Rectification: You have the right to request that we correct any information you believe is inaccurate.
- Right to Erasure: You have the right to request that we erase your personal data, under certain conditions.
- Right to Object to Processing: You have the right to object to our processing of your personal data, under certain conditions.
- Right to Data Portability: You have the right to request that we transfer the data that we have collected to another organisation, or directly to you, under certain conditions.
If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us at our contact details provided below.
9. Cookies and Tracking Technologies
Our Website uses cookies and similar tracking technologies to enhance your experience. Cookies are small data files placed on your device that allow us to recognize you and understand how you interact with our Website. You can set your browser to refuse cookies or alert you when cookies are being sent. However, some parts of the Website may not function properly without cookies.
For more information on how we use cookies and how you can manage them, please refer to our Cookie Policy.
10. Third-Party Links
Our Website may contain links to third-party websites, plug-ins, and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements. When you leave our Website, we encourage you to read the privacy policy of every website you visit.
11. International Transfers
We do not typically transfer your personal data outside the European Economic Area (EEA). If we do transfer your data outside the EEA, we will ensure that it is protected in a manner that is consistent with how your personal data will be protected by us in the EEA. This can be done in several ways, for instance:
- The country to which we send your personal data might be approved by the European Commission.
- The recipient might have signed a contract based on “model contractual clauses” approved by the European Commission, obliging them to protect your personal data.
12. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal obligations. Any updates will be posted on this page with an updated revision date. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.
13. Contact Us
If you have any questions about this Privacy Policy, the data we hold on you, or if you would like to exercise one of your data protection rights, please do not hesitate to contact us:
Principle Financial Planning Limited
55 Green Street
Hereford, Herefordshire, HR1 2QL
Email: info@principlefp.co.uk
Phone: 07825 887842
14. Complaints
If you are not satisfied with our response or believe we are processing your personal data in a manner not consistent with the law, you have the right to lodge a complaint with the Information Commissioner’s Office (ICO):
Information Commissioner’s Office
Wycliffe House
Water Lane
Wilmslow
Cheshire
SK9 5AF
Website: www.ico.org.uk